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Travel Protection

Your travel coverage options

Travelers with Go Ahead Tours are offered insurance through plans by Risk Strategies Insurance. Your two plan options are Trip Protection and Basic Trip Protection. These plans include travel insurance benefits underwritten by United States Fire Insurance Company to help secure your investment, as well as non-insurance assistance services provided by Seven Corners.

Trip Protection

Trip Protection allows you to help safeguard your investment with cancellation coverage for many unexpected situations that could prevent you from traveling or require you to interrupt your tour. This plan can cover up to $50,000 in Accident & Sickness.

Enroll in Trip Protection within three days of booking to receive the Early Enrollment Package, which includes a Pre-Existing Condition Waiver as an added travel insurance benefit. AnyReason Protection† is also included as a non-insurance Cancellation Fee Waiver from Go Ahead Tours.

Deadline to enroll: Tour Finalization Date

You can find further details of the policy, coverage limits, and exclusions here.

Basic Trip Protection

Basic Trip Protection provides the same coverage as Trip Protection, but can only cover up to $25,000 in Accident & Sickness. In addition, the Pre-Existing Condition Waiver is not available with the Basic Trip Protection plan. You can choose which option will best meet your needs for each trip you book.

Deadline to enroll: Tour Finalization Date

You can find further details of the policy, coverage limits, and exclusions here.

Each plan provides you with coverage for:

Tour Cancellation & Interruption
Should certain circumstances hinder your ability to travel as planned, such as an emergency at home, a family member’s medical emergency that requires you to return home early, and more, you may be eligible for valuable refunds and reimbursements.

Baggage & Personal Effects
Benefits may be paid in the event of permanent loss, theft, or damage of your baggage or personal belongings while coverage is in effect.

Travel & Baggage Delay
Should certain circumstances cause you or your baggage to be delayed in reaching your tour destination, you may be reimbursed for related out-of-pocket expenses.

Accident & Sickness
Trip Protection offers up to $50,000 in coverage and Basic Trip Protection offers up to $25,000 in coverage for medical expenses incurred during your trip.

Pre-Existing Condition Waiver
Exclusively offered with the Early Enrollment Package
Losses resulting from pre-existing medical conditions are normally excluded from coverage. However, this exclusion will be waived if you purchase Trip Protection during the three-day Early Enrollment window and insure all prepaid trip costs that are subject to cancellation penalties or restrictions.

AnyReason Protection
When you enroll in Trip Protection or Basic Trip Protection before your Tour Finalization Date, you’ll have the option to add AnyReason Protection for $75. AnyReason Protection is a non-insurance Cancellation Fee Waiver provided by Go Ahead Tours that may protect you should you need to cancel your trip prior to checking in for your first scheduled flight. Go Ahead Tours will provide you with a credit voucher in the amount of your cancellation fees, which may be applied toward any Go Ahead Tour in the future. Credit vouchers will not duplicate amounts already payable under the insurance portions of your plan. Learn more about AnyReason Protection here.

This page was prepared by Risk Strategies Insurance.

Terms & Conditions

All travel coverage plans may be returned for a full refund within the period specified in the plan document. Please note that if you are traveling with certain visas (i.e. a Schengen Visa) or to certain destinations (i.e. Antarctica), your destination country may enforce coverage requirements that may only be met through certain travel coverage plans. Please call Go Ahead Tours for a full list of specific protection requirements for your tour. Insurance benefits are underwritten by United States Fire Insurance Company (USF) under Policy Form series T210 et. al. and TP-401 et. al. Insurance benefits are subject to limitations and exclusions, including an exclusion for pre-existing conditions. The insured components of this plan are underwritten by USF. Plans also include non-insurance assistance services, which are provided by Seven Corners, and plans may include a non-insurance Cancellation Fee Waiver, which is provided by Go Ahead Tours. This brochure contains a brief description of insurance benefits underwritten by USF, 5 Christopher Way, 2nd Floor, Eatontown, NJ 07724. For a full and detailed explanation of insurance benefits, provisions, and exclusions from which claims are processed and coverage determinations made, please refer to the official plan document available at riskstrategiestravel.com/tour-programs/go-ahead-tours. If there are any inconsistencies with regard to this document and the plan document, the plan document will govern. Coverage options may vary or may not be available based on state of residence. You can call Risk Strategies Insurance at 877-974-74620 or email  insurance@riskstrategiestravel.com to get further details about the features and pricing of each travel plan component. The business office for Risk Strategies Insurance is located at 16201 West 95th Street, Ste. 210 Lenexa, KS 66219. The California license number for Risk Strategies Insurance is 0B88782. Consumers in California may contact the California Department of Insurance hotline at 1-800-927-4357. Consumers in Maryland may contact the Maryland Insurance Administration at 1-800-492-6116 or 410-468-2340.

EF Go Ahead Tours (GAT) is not an insurer and does not have any liability for any coverage amounts. As a travel retailer, GAT is not qualified or authorized to answer technical questions about the benefits, exclusions, or conditions of any of the insurance coverages in the plan or to evaluate the adequacy of your existing insurance coverage. GAT and its employees may offer and disseminate travel insurance under the direction of Risk Strategies Insurance. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this plan with your existing life, health, home, and automobile insurance policies. If you have any questions about this coverage, contact Risk Strategies Insurance at 877-974-7462. Purchasing a travel protection plan is not required in order to purchase any other products or services offered by GAT.

†AnyReason Protection is a non-insurance Cancellation Fee Waiver provided by Go Ahead Tours. Vouchers issued as an AnyReason Protection benefit may not be used as a tour deposit. AnyReason Protection is available to be purchased separately in Missouri, Minnesota, and New York. If you are a resident of Missouri, Minnesota, or New York and would like to purchase AnyReason Protection, you can call Go Ahead Tours at 1-800-597-0350.

Not sure when you enrolled? Log in to your account to view your travel coverage details. Please call the Go Ahead Tours Customer Experience Team at 1-800-597-0350 for your coverage information.

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